Lender Option Borrower Option Call

July 23, 2026 Director of Finance (Officer) Awaiting outcome View on council website

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Summary

Director of Finance decided to repay the loan in full on 23/07/2026. The lender has the option to call the loan on 28th July 2026 by increasing the interest rate or requesting full repayment of principal.

Full council record

Decision

The Lender has the option to call the loan on 28th July 2026 by either increasing the interest rate or requesting full repayment of principal.

Reasons for the decision

The recommendation is to repay the loan in full due to the significant increase in interest rate and the subsequent cost that would be incurred for the duration of the loan.

Alternative options considered

To accept the increased interest rate and retain the loan agreement until the next call date.

Details

Decision date23 Jul 2026